Key Insight: Learn how combining human guidance with AI is reshaping benefits decision-making. What’s at Stake: Poor literacy risks misenrollment, financial exposure and workforce disengagement. Expert Quote: Advisers must teach “kitchen-table” language, says Brown & Brown managing partner Erika Illiano. Source: Bullets generated by AI with editorial review This is part 3 in an on-going series. Read part 1 and part […]
What’s at Stake: Rising healthcare costs threaten employer affordability, coverage options, and competitiveness. Supporting Data: Healthcare spending projected to rise 6% annually 2023–2033. Forward Look: Plan for preventive investments; Deloitte models suggest up to $2.2 trillion annual savings by 2040. Source: Bullets generated by AI with editorial review As healthcare costs continue to climb, leaders face mounting pressure […]
What You Need To Know An ICHRA reboot provision almost made it into the One Big Beautiful Bill Act. Lawmakers are trying to get the legislation through Congress in the form of stand-alone bills. Two people who could influence the fate of the bills are Daniel Aronowitz and Mark Bertolini. Supporters of individual coverage health […]
Premium payments will more than double in 2026 if enhanced premium tax credits are allowed to expire at the end of this year as scheduled, a KFF analysis found. “There is a hot debate in Washington about the looming ACA premium hikes, but our poll shows that most people in the Marketplaces don’t know about them […]
What’s at Stake: Widespread furloughs could disrupt benefits administration and operational continuity across public-sector contractors. Expert Quote: “Leaders should provide clarity, compassion and contingency planning,” warns Jennifer Schielke. Forward Look: Prepare liquidity strategies and curated resource libraries for recurrent federal funding disruptions. Source: Bullets generated by AI with editorial review With the government shutdown well underway, it’s up […]
Hard-pressed employers might have something different to offer workers, or departing workers, in 2026: a suggestion that they buy short-term health insurance. The U.S. Labor Department joined with the U.S. Treasury Department and the U.S Department of Health and Human Services to put out a statement Thursday that blesses use of “short-term, limited-duration insurance” policies that […]
The average American will see a tax cut of $3,752 in 2026 under the One Big Beautiful Bill Act, according to the nonpartisan Tax Foundation. The legislation, which President Trump signed into law last month, represents the most significant changes to federal tax policy since the 2017 Tax Cuts and Jobs Act, according to the […]
Congressional passage of the recent tax legislation marks the most consequential expansion of health savings accounts since their inception over two decades ago. Provisions in the bill — such as one increasing HSA availability for people with bronze or catastrophic health plans and one that expands pre-deductible coverage — signal powerful support for a solution […]
Big U.S. employers expect median health care costs to rise 9% in 2026, according to new survey data from the Business Group on Health. That’s up from an 8% employer increase forecast for 2025, and it appears to be the biggest annual increase forecast that the employers have provided since 2010, when the Business Group on […]
Open enrollment is only a few months away, and benefit leaders may face new and unprecedented challenges — and it’s all to do with President Trump’s new act. In July, the Trump administration signed into law the One Big Beautiful Bill Act (OBBBA), which focuses primarily on tax cuts and spending reform and affected funding to many public […]