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High-deductible health plans are a financial gamble for many employees

High-deductible health plans are a financial gamble for many employees

While almost half of employees plan to sign up for a high-deductible health plan (HDHP) during this year’s open enrollment, many workers find the high ...
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It’s time for clients to try reference-based pricing. Here’s why it works

It’s time for clients to try reference-based pricing. Here’s why it works

In 2017, the U.S. spent $3.5 trillion on health expenditures. That’s more than any other country and more than double the average among developed countries, ...
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Healthcare is getting more expensive. Here’s what employers should be thinking about

Healthcare is getting more expensive. Here’s what employers should be thinking about

WASHINGTON — Employees shopping for healthcare in the U.S. market now have more choice than ever before, but they still don’t have the transparency and ...
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A benefits wishlist for millennial employees

A benefits wishlist for millennial employees

Millennials are the new core workforce. Their concept of work is different than the standards set by previous generations. They bring bold, new approaches of ...
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DOL’s new fluctuating workweek rule may pave road for worker bonuses

DOL’s new fluctuating workweek rule may pave road for worker bonuses

The Department of Labor’s new proposal would give employers additional flexibility when calculating overtime pay for salaried, non-exempt employees who work irregular hours — and ...
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IRS increases retirement contributions for 2020

IRS increases retirement contributions for 2020

The IRS said this week that workers contributing to 401(k), 403(b), 457 and the federal government’s Thrift Savings Plans plans can add $19,500 next year, ...
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It’s time for clients to try reference-based pricing. Here’s why it works

It’s time for clients to try reference-based pricing. Here’s why it works

In 2017, the U.S. spent $3.5 trillion on health expenditures. That’s more than any other country and more than double the average among developed countries, ...
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AI, tech are transforming traditional HR

AI, tech are transforming traditional HR

Nearly all HR leaders say their jobs will be unrecognizable in 10 years thanks in part to the adoption of new technology, according to new ...
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It’s time to consider a wage and hour audit

It’s time to consider a wage and hour audit

Those who believed the Trump administration would scale back the Obama-era Department of Labor’s aggressive enforcement of wage and hour laws may be surprised to ...
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Experts predict 2020’s most in-demand benefits

Experts predict 2020’s most in-demand benefits

With 2020 fast approaching, benefits professionals are taking stock of breakthrough trends of this year, even as they think about what employers will most want ...
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Employers are scaling back their dependence on high-deductible health plans

Employers are scaling back their dependence on high-deductible health plans

Everything old is new again. As open enrollment gets underway for next year’s job-based health insurance coverage, some employees are seeing traditional plans offered alongside ...
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Making employees more comfortable with open enrollment

Making employees more comfortable with open enrollment

When it comes to open enrollment employees often finish the process with more questions than when they started. They are finding it increasingly difficult to ...
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Health Care Reform Updates

New rule may greatly expand HRA usage

New rule may greatly expand HRA usage

The IRS Thursday published finalized rules loosening restrictions on health reimbursement arrangements, allowing employers to significantly expand the use of such accounts and make them ...
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Exchange Notices Can Lead to IRS Letter 226J ACA Penalties

Exchange Notices Can Lead to IRS Letter 226J ACA Penalties

It’s no secret the IRS has been actively enforcing the Affordable Care Act’s Employer Mandate. To date, the IRS has identified a total of 49,259 ...
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Insurers Plan ACA Expansion for 2019

Insurers Plan ACA Expansion for 2019

There has been a lot of talk about the future of the Affordable Care Act (ACA). With the midterm elections coming soon, Americans have stated that healthcare is top ...
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Trump Administration allows for longer ‘short-term’ healthcare policies

Trump Administration allows for longer ‘short-term’ healthcare policies

The Trump Administration issued the Short-Term, Limited-Duration Insurance Final Rule that expands the coverage length of “short-term, limited-duration insurance” policies under the Patient Protection and Affordable Care ...
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Everything small employers need to know about association health plans

Everything small employers need to know about association health plans

The California Supreme Court last week issued an opinion concluding that Starbucks must pay its employees for off-the-clock duties that take several minutes per shift ...
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Healthcare under Trump: Where the ACA stands now

Healthcare under Trump: Where the ACA stands now

A year and a half into Donald Trump’s presidency, the Commander in Chief and his administration have made a strong effort to convert on his ...
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What the ACA means for today’s employers

What the ACA means for today’s employers

We all know that employers do not like uncertainty in their business plans. It makes it hard to develop a strategy and run any business ...
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It’s now easier to create an association health plan — but the government should do even more

It’s now easier to create an association health plan — but the government should do even more

The Department of Labor recently issued new rules that make it easier for small businesses to join together to create association health plans. With this change, small ...
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House passes bills expanding health savings accounts

House passes bills expanding health savings accounts

The House of Representatives on Wednesday passed two healthcare bills that would expand the use of health savings accounts, a move that, if advanced, could ...
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Part-time workers may be the key to ACA exchange rebirth

Part-time workers may be the key to ACA exchange rebirth

The U.S. government is attempting to wrangle insurance carriers back into the Affordable Care Act health exchanges by increasing their funding. As a result brokers ...
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Obamacare fix said to be prepared after risk payments halted

Obamacare fix said to be prepared after risk payments halted

The Trump administration is preparing a regulation that would allow the resumption of billions of dollars in payments to health insurers in Obamacare. The Office ...
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The new role of HRAs after Trump’s ACA executive orders

The new role of HRAs after Trump’s ACA executive orders

The Trump Administration released final rules in mid-June on Association Health Plans with final rules on short-term, limited-duration insurance plans (STIs) due in September. There’s ...
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