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Complying with California’s Consumer Privacy Act of 2018

Complying with California’s Consumer Privacy Act of 2018

If you received a wave of “We’ve Updated Our Privacy Policy” e-mails recently, here’s why: California just passed the California Consumer Privacy Act of 2018 ...
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How Important Are Employee Handbooks?

How Important Are Employee Handbooks?

Very important! Not only do they reflect a company's culture and values but they also communicate important policies and procedures, and can even help shield ...
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More employees opt for high-deductible health plans over traditional plans

More employees opt for high-deductible health plans over traditional plans

High-deductible health plans are gaining ground on traditional insurance plans, according to a new report from the Centers for Disease Control and Prevention. Over the ...
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The HSA opportunity clients miss

The HSA opportunity clients miss

Odds are your clients are struggling with higher insurance costs and worried about incurring any future medical bills. Here’s one option advisors can help them ...
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California Supreme Court: Employers are on the hook for certain off-the-clock work

California Supreme Court: Employers are on the hook for certain off-the-clock work

The California Supreme Court last week issued an opinion concluding that Starbucks must pay its employees for off-the-clock duties that take several minutes per shift ...
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3 things employers need to know about Congress’ effort to expand HSAs

3 things employers need to know about Congress’ effort to expand HSAs

Health savings accounts are at the top of the health policy agenda as Congress grapples with how to rein in ever-rising costs. House and Senate ...
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Signing up for Medicare while covered by employer’s health plan

Signing up for Medicare while covered by employer’s health plan

You have a seven-month window to enroll in Part A, which is free and covers hospital services. The enrollment period begins three months before the ...
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Question of the Month: Penalties for failing to comply with Section 125 requirements

Question of the Month: Penalties for failing to comply with Section 125 requirements

Q.What are the penalties for failing to comply with Section 125 requirements, such as failing to follow a cafeteria plan document’s terms? A: An operational failure ...
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When is a ‘bonus’ really a ‘commission’? A reminder to ensure pay plans comply with state laws

When is a ‘bonus’ really a ‘commission’? A reminder to ensure pay plans comply with state laws

In the past, we have highlighted some of the legal risks of employing commission-based employees, as well as some of the methods for limiting those risks. A new court decision out ...
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To Identify the Best Candidate, Ask the Right Questions

To Identify the Best Candidate, Ask the Right Questions

Are the questions you’re asking potential employees truly helping you identify the best candidate? Increasingly, employers are learning that questions don’t need to be interesting, ...
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What works for not working: Rethinking your vacation policy

What works for not working: Rethinking your vacation policy

Summer is approaching, which means your employees are probably looking to get away for a well-deserved vacation — or, at the very least, a staycation ...
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Avoiding red flags: How to lower your plan's audit risk

Avoiding red flags: How to lower your plan’s audit risk

Are only the largest retirement plans audited? The truth is that plans of any size can be audited by the IRS and the DOL. Your ...
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Health Care Reform Updates

Trump Administration allows for longer ‘short-term’ healthcare policies

Trump Administration allows for longer ‘short-term’ healthcare policies

The Trump Administration issued the Short-Term, Limited-Duration Insurance Final Rule that expands the coverage length of “short-term, limited-duration insurance” policies under the Patient Protection and Affordable Care ...
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Everything small employers need to know about association health plans

Everything small employers need to know about association health plans

The California Supreme Court last week issued an opinion concluding that Starbucks must pay its employees for off-the-clock duties that take several minutes per shift ...
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Healthcare under Trump: Where the ACA stands now

Healthcare under Trump: Where the ACA stands now

A year and a half into Donald Trump’s presidency, the Commander in Chief and his administration have made a strong effort to convert on his ...
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What the ACA means for today’s employers

What the ACA means for today’s employers

We all know that employers do not like uncertainty in their business plans. It makes it hard to develop a strategy and run any business ...
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It’s now easier to create an association health plan — but the government should do even more

It’s now easier to create an association health plan — but the government should do even more

The Department of Labor recently issued new rules that make it easier for small businesses to join together to create association health plans. With this change, small ...
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House passes bills expanding health savings accounts

House passes bills expanding health savings accounts

The House of Representatives on Wednesday passed two healthcare bills that would expand the use of health savings accounts, a move that, if advanced, could ...
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Part-time workers may be the key to ACA exchange rebirth

Part-time workers may be the key to ACA exchange rebirth

The U.S. government is attempting to wrangle insurance carriers back into the Affordable Care Act health exchanges by increasing their funding. As a result brokers ...
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Obamacare fix said to be prepared after risk payments halted

Obamacare fix said to be prepared after risk payments halted

The Trump administration is preparing a regulation that would allow the resumption of billions of dollars in payments to health insurers in Obamacare. The Office ...
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The new role of HRAs after Trump’s ACA executive orders

The new role of HRAs after Trump’s ACA executive orders

The Trump Administration released final rules in mid-June on Association Health Plans with final rules on short-term, limited-duration insurance plans (STIs) due in September. There’s ...
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U.S. freezes payments to ACA insurers with sicker patients

U.S. freezes payments to ACA insurers with sicker patients

The U.S. agency that administers Obamacare is freezing payments to insurers that cover sicker patients, saying a federal court ruling ties its hands. The move ...
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How employers are responding to IRS Affordable Care Act penalty letters

How employers are responding to IRS Affordable Care Act penalty letters

Employers who were issued IRS penalty Letter 226-J could receive more bad news depending on how they intend to respond to their alleged violation of the employer ...
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NAHU debate: The high cost of medication in America

NAHU debate: The high cost of medication in America

KANSAS City, Mo. — The cost of prescription drugs continues to be a major concern among health plan sponsors and members alike. With no signs ...
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