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Health savings accounts are a small but mighty tool when it comes to saving and investing money for retirement. Yet a vast majority of savers do not invest their HSA funds, according to a report from the Employee Benefit Research Institute. The research, looking at more than 14.5 million HSA accounts, found that 85% of account holders do [...]

President Donald Trump's executive order on May 12 instituting most-favored-nation (MFN) pricing of prescription drugs sought to ensure that Americans would pay no more than the lowest price charged in similar countries. Using an MFN model to set U.S. drug prices would have a considerable positive effect on American consumers, employers and governments. As pointed out in [...]

Pharmacy and outpatient care costs are pushing expenses higher — here’s what franchise owners need to know. Healthcare expenses continue to rise sharply. According to the 2025 Milliman Medical Index, the cost of healthcare for a typical family of four has increased to $35,119, with the average cost per individual reaching $7,871—a 6.7% jump from last [...]

Nearly half of employers unfamiliar with this health benefit alternative, according to 2025 study. A new report reveals a major knowledge gap surrounding Individual Coverage Health Reimbursement Arrangements (ICHRAs)—a growing alternative to traditional group health insurance. According to the 2025 ICHRA Report – How Employers and Benefits Consultants View ICHRA Today: 5 Key Insights from zizzl [...]

Return-to-office mandates aren't popular with workers for a list of reasons, from child care stress to commuting expenses. But likeability isn't the only thing employers have to worry about when it comes to RTO. Inconsistent RTO policies could create the perfect legal storm, with employers running the risk of incurring discrimination, harassment and wrongful termination-related lawsuits, underlines Lisa Koblin, [...]

Fewer employee benefits are as hotly debated and misunderstood as level-funded and self-insured health plans. There's no denying an ability to tailor benefits to the workforce for cost savings and a greater level of transparency that also offers control. Concealed beneath their surface, however, lies fiduciary and financial responsibilities as well as risks — all of which benefit advisers [...]

President Donald Trump's proposed $2 trillion cut to mandatory federal spending will likely place Medicaid in the line of fire. But what would this mean for employers who provide health plans through private insurers? The House of Representatives passed a budget resolution that includes an $880 billion cut over a decade to the healthcare and energy sectors. While the [...]

    As 2025 is well underway, employers are still trying to understand employees' concerns and priorities when it comes to benefits, in order to promote workplace satisfaction and culture. ADP recently released the seventh edition of its Employee Benefits Survey, with questions about compensation, 401(k) and other savings, flexible work arrangements, mental-health benefits and healthcare, with [...]

Rep. Tim Walberg, the lead sponsor, now chairs a key congressional committee, and he thinks the bill can help solve small employers' insurance problems. A longtime supporter of association health plan proposals has reintroduced his AHP bill — and he's now in a better position to get that bill through Congress. Rep. Tim Walberg, R-Mich., brought back [...]